Terms of Use

These Terms of Use (“Terms”) apply to your use of this website (“Site”) and to the information, content, tools, products, services and other materials contained on this Site. By using this Site, you agree to abide by the Terms and any changes to the Terms that may from time to time be posted on the Site. If you do not agree to these Terms, do not access or use the Site. If you fail to comply with any of the Terms, your access to the Site may be immediately terminated.

General Use Restrictions
All of the information and content on the Site, including without limitation all software, functions, graphics, artwork, trademarks or service marks and any other rights and materials (collectively referred to as the “Materials”) are the property of and copyrighted work of Verisight, Inc. and Verisight Trust Company (collectively, “Verisight”) and their third party providers and licensors and are protected by intellectual property rights of the United States. All trademarks, service marks, logos and trade dress appearing on this Site and in the Materials are the exclusive property of their respective owners. Except as stated in these Terms, none of the Materials may be copied, downloaded, reproduced, distributed, republished, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying or recording, without the prior express written permission of Verisight. No part of this Site may be reproduced or transmitted in any way, or by any means, without the prior written consent of Verisight. By using this Site, you agree not to engage in any conduct that could damage, disable, overburden or gain unauthorized access to the Site, any Materials, systems, networks or accounts related to the Site or otherwise circumvent any access-limiting, user authentication or security device thereof.

Access to certain portions of the Site may require registration and/or the issuance of user authentication credentials, including passwords and other security features. By accessing these portions of the Site, you agree:
  • To comply with all user enrollment and authorization procedures that we may require from time to time.
  • To provide such information as we may request and to update such information as necessary to maintain its completeness and accuracy.
  • That you will be responsible for all instructions, information, data, content, text, documents, instructions and other materials entered through and under your user authentication credentials and neither Verisight nor its providers or licensors will have any liability therefor.
  • To maintain the confidentiality of all user authentication credentials and to immediately notify Verisight of any loss, theft or unauthorized use of such credentials and/or any suspicious or unauthorized activity associated with such credentials.
  • To promptly notify Verisight of any errors or omissions in the data or information associated with your user authentication credentials.
By accessing this Site, you consent to the transaction of business and the transmission of information, including personal financial information, by email or other electronic means in connection with the services provided at the Site.

Materials
The Materials are provided for informational and noncommercial purposes only. The Materials may include information related to investment approaches, investment performance and the purchase or sale of investment products, such as mutual funds. You are responsible for evaluating the risks and determining the appropriateness of any such investment product before making any decisions regarding such investment product. Neither Verisight nor its providers or licensors will have any liability for any damages arising from any decision you make using the Materials made available on the Site. By providing Materials related to investment approaches, investment performance and investment products, neither Verisight nor its providers or licensors is recommending, endorsing or promoting the purchase or sale of any investment product.

Third-Party Content
The Site may contain Materials provided by third parties and links to other websites operated by third parties. The Materials and links are provided for your convenience, and Verisight does not guarantee the accuracy, completeness, comprehensiveness or currency of any Materials or links. The inclusion of Materials or links to other websites does not imply affiliation, endorsement or adoption by Verisight thereof or the contents therein. Your use of any third-party Materials and access to any other websites linked to this Site is at your own risk; Verisight will not be liable for any damages arising from the use thereof.

Operation of Site
This Site is owned and operated in the United States. If you access and use the Site from outside of the United States, you are responsible for compliance with all laws and regulations relating to such access and use, including those of the jurisdiction from which you access this Site. In addition, you agree to comply with all applicable laws, rules, codes, and regulations regarding the transmission of technical data exported from the United States.

No Professional Advice; No Fiduciary Status
This Site and the Materials are intended to provide general information only and are not intended to constitute and should not be considered as legal, investment, accounting or other professional advice. If legal, investment, accounting or other professional advice or assistance is needed, the services of competent, independent legal counsel, investment advisor, accountant or other professional should be sought. You acknowledge and agree that, except as may otherwise be the subject of a separate agreement or as required by applicable law, by making the Site and its functionalities available to you, Verisight is not acting as a “fiduciary” (within the meaning of the Employee Retirement Income Security Act of 1974, as amended).

DISCLAIMER OF WARRANTIES
VERISIGHT DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND ABOUT THE SITE OR THE MATERIALS, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE SITE AND MATERIALS ARE MADE AVAILABLE TO YOU "AS IS" AND "AS AVAILABLE," AND VERISIGHT DOES NOT WARRANT THAT ANY DEFECTS OR INACCURACIES WILL BE CORRECTED. VERISIGHT DOES NOT WARRANT THAT THE SITE OR THE MATERIALS WILL MEET YOUR NEEDS, OR THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE.

LIMITATION OF LIABILITY
IN NO EVENT WILL VERISIGHT OR ITS PROVIDERS OR LICENSORS BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS SITE OR THE MATERIALS. THE FOREGOING LIMITATION SHALL APPLY TO ALL CLAIMS, WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT VERISIGHT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. VERISIGHT WILL NOT HAVE ANY LIABILITY FOR ANY LOSS RESULTING FROM A CAUSE OVER WHICH VERISIGHT DOES NOT HAVE DIRECT CONTROL. THIS INCLUDES FAILURE OF ELECTRONIC OR MECHANICAL EQUIPMENT OR COMMUNICATIONS LINES (INCLUDING TELEPHONE, CABLE AND INTERNET), UNAUTHORIZED ACCESS, VIRUSES, THEFT, OPERATOR ERRORS, SEVERE OR EXTRAORDINARY WEATHER (INCLUDING FLOOD, EARTHQUAKE, OR OTHER ACTS OF GOD), FIRE, WAR, INSURRECTION, TERRORIST ACT, RIOT, LABOR DISPUTE AND OTHER LABOR PROBLEMS, ACCIDENT, EMERGENCY OR A GOVERNMENT ACTION. THE LIMITATIONS AND EXCLUSIONS SET FORTH ABOVE MAY NOT FULLY APPLY IN CERTAIN STATES AND IN CERTAIN CIRCUMSTANCES BY REASON OF APPLICABLE LAWS, AND WHERE THIS IS THE CASE THE LIABILITY OF VERISIGHT AND ITS PROVIDERS AND LICENSORS SHALL BE LIMITED TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAWS.

Severability
If any provision of these Terms is determined to be unlawful, invalid or unenforceable, the remainder of the Terms shall not be affected thereby, and each provision of these Terms shall be valid and enforceable to the fullest extent permitted by law.

Governing Law
These Terms shall be governed and construed in accordance with the laws of the State of Delaware, without regard to conflicts of law.

Mobile Applications
Verisight may from time to time make available mobile applications (“Apps”) to provide user access using wireless and mobile devices. The Terms apply to your access to and use of Apps in the same manner and on the same terms as they apply to your access to and use of the Site.

Modifications And Changes
Verisight may periodically modify these Terms, and any modifications will be effective upon posting. Verisight reserves the right to change, modify, suspend, temporarily or permanently discontinue, and restrict the use and availability of the Site (or any portion thereof), including any and all content contained on the Site, at any time without notice or liability.

Updated: February 26, 2015


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Verisight: truthful insight.
"Veri" stems from veritas, Latin for truth.
"Sight" derived from "insight", the ability to perceive clearly and deeply.


WHAT'S NEW?

November 18, 2014
Verisight, Inc., a recognized leader in comprehensive retirement plan services and consulting solutions, announced today that Laura Ramanis will join the organization’s leadership team as Chief Operating Officer, effective November 17, 2014. Read the full release.

October 24, 2014
The 2015 Cost of Living Adjustments have been released by the Internal Revenue Service. Each year, the IRS is required to review and adjust the dollar limitations on benefits and contributions under qualified retirement plans to account for cost of living increases. Some limitations will remain unchanged because the increase in the Consumer Price Index did not meet the statutory thresholds for their adjustment. However, other limitations will increase for 2015. View the 2015 limits.

October 23, 2014
Verisight will be hosting a series of 401(k) Boot Camps in November for our 401(k) plan sponsor clients.  Invitations to this 3 part series can be downloaded here.

This program will provide tools to help in-house plan sponsor staff operate their retirement plan correctly. Over the course of 3 webcasts, Verisight will cover basic in-house 401(k) operations from the employer’s perspective to give your team information to help avoid common operational errors.

October 15, 2014
The Newport Group, Inc. and Verisight, Inc. today announced they will be joining forces to increase the size, scale and reach of their respective businesses. Under the terms of the agreement, the holding company of Verisight. Read the full release.