Terms of Use


PLEASE READ THESE TERMS OF USE CAREFULLY . These Terms of Use ("Terms") apply to the use of this website (the "Site") and to the use of any information, software, function, graphics, artwork, trademarks or service marks and any other material contained on this website (collectively referred to as the "Materials"). By using this Site and its Materials you agree to abide by these Terms and any changes that Verisight and/or its affiliates (collectively referred to as "Versight") may publish from time to time. If you do not agree to these Terms, do not access the Site or any pages thereof.

1. GENERAL USE RESTRICTIONS

All Materials provided on this Site are the property of and copyrighted work of Verisight or a non-affiliated third party. Except as stated in these Terms, none of the Materials may be copied, downloaded, reproduced, distributed, republished, displayed, posted or transmitted in any form or by any means, including but not limited to electronic, mechanical, photocopying or recording, without the prior express written permission or Verisight or the third party. No part of this Site, may be reproduced or transmitted in any way, or by any means, without the prior written expense of Verisight. Any unauthorized use of any Materials may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

2. LINKS TO THIRD PARTY SITES.

This Site may provide links to other websites not operated by Verisight. The links are provided for your convenience. The inclusion of any links to other websites does not imply affiliation, endorsement or adoption by Verisight of those websites or other contents therein. Verisight is not responsible for the contents, links or privacy of any linked website. Access to any other websites linked to this Site is at your own risk. When leaving this Site, you should carefully review the applicable terms and policies, including privacy and data gathering practices, of that third party website.

3. DISCLAIMER OF WARRANTIES

YOUR USE OF THIS SITE, INCLUDING ANY MATIERALS OR ANY SITE-RELATED SERVICE THAT IS PROVIDED TO YOU, IS AT YOUR OWN RISK. THE SITE, INCLUDING ANY MATERIALS CONTAINED WITHIN THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. VERISIGHT AND ITS SUPPLIERS, LICENSORS AND OTHER RELATED PARTIES, AND THEIR RESPECTIVE OFFICERS, AGENTS, REPRESENTATIVES AND EMPLOYEES EXPRESS DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, STATUTORY OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY OF DATA AND NON-INFRINGEMENT.

4. USE AND ACCESS RESTRICTIONS

This Site is owned and operated in the United States by Verisight. If you choose to access this Site from another country, you do so on your own initiative and are responsible for compliance with local laws. Software from this Site is subject to United States export controls. No software from this Site may be downloaded or otherwise exported or re-exported in violation of any United States export controls or other applicable laws. By downloading or using any Software, you represent and warrant that you are doing so in compliance with United States export controls and other applicable laws.

5. MODIFICATIONS AND CHANGES

Verisight may change or modify these Terms from time to time without notice other than posting amended Terms on the Site. The amended Terms will automatically be effective when posted on our Site. Your continued use of our Site after any changes in these Terms shall constitute your consent to such changes. Verisight reserves the right to change, modify or discontinue, temporarily or permanently the site (or any portion thereof), including any and all content contained on the Site, at any time without notice. You agree that Verisight shall not be liable to you or to any third party for any modification, suspension or discontinuance of the site (or any portion thereof).

6. ERRORS

Although we attempt to keep this Site and its Materials accurate, complete and current, the Site may contain technical or other mistakes, inaccuracies or typographical errors. The information and materials on this Site may be out of date, and Verisight makes no commitment to update this Site or its Materials. It is your responsibility to verify any information before relying on it.

7. NOT LEGAL, ACCOUNTING OR OTHER PROFESSIONAL ADVICE

The information contained in this Site is not intended to constitute and should not be considered as legal, accounting or other professional advice, nor is it intended to substitute for obtaining such advice. If legal, accounting or other professional advice or assistance is needed, the services of a competent, independent legal counsel, accountant or other professional should be sought.

8. LIMITATION OF LIABILITY

IN NO EVENT WILL VERISIGHT, ITS SUPPLIERS, OR THIRD PARTIES MENTIONED AT THIS SITE BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL OR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS SITE, ANY WEB SITES LINKED TO THIS SITE, OR THE MATERIALS OR INFORMATION CONTAINED AT ANY OR ALL OF SUCH SITES, OR IN CONNECTION WITH THE USE OR PERFORMANCE OF SOFTWARE OR OF FAILURE TO PROVIDE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT ADVISED OF THE POSSIBLITY OF SUCH DAMAGES BECAUSE SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

9. JURISDICTION AND CHOICE OF LAW

These Terms shall be governed and construed in accordance with the laws of the State of Delaware. You agree that any legal action or proceeding between Verisight and you for any purpose concerning these Terms or the parties' obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Delaware.

Updated: July 21, 2011

 

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Verisight: truthful insight.
"Veri" stems from veritas, Latin
for truth. "Sight" derived from
"insight", the ability to perceive
clearly and deeply.


WHAT'S NEW?


March 26, 2012 
- Verisight launches PPACAcalc, an easy-to-use-web based tool to model the cost implications of PPACA legislation. Today, the Supreme Court begins three days of oral arguments for and against the PPACA law. Learn more. In the media at Employee Benefits News and Business Insurance.

March 21, 2012  - Compensation and Benefit Trends: Using market data to drive strategic decisions for 2012 web seminar presented by Maureen Driscoll, Managing Director, and Emily Masters, Manager, Verisight. <learn more>

March 18, 2012 
- San Francisco Mid-Sized Retirement & Healthcare Plan Management Conference. Robert Stebbins, Senior Vice President, Verisight and Becky Miller, McGladrey and Pullen will present “Top 10 Issues Affecting Plan Sponsors in 2012. <learn more>  

Thursday, February 23, 2012 
Rena Somersan, will speak at the Greater Madison Area Society for Human Resource Management discussing compensation trends...<more information>

January 18, 2012 
Verisight CEO, Greg Tschider is quoted in today’s USA Today which discusses the soon-to-be implemented fee-disclosure rules for 401(k) plans. Read the article at "Options for 401(k) plans get more affordable" or in print on Page 3, Money Section

December 14, 2011 
The 2011/2012 Compensation, Retirement and Benefits Trends Executive Summary highlights key strategic and tactical approaches organizations are taking to improve productivity, financial performance and respond to upcoming regulations. The result is a comprehensive view that is rarely available from a single source. Key findings include:<read more>


December 14, 2011 
Verisight and McGladrey Survey Finds: Middle Market Executives Say Benefits Costs Outweigh Economic Conditions as the Leading Factor Impacting Compensation Decision. Vast Majority of Retirement Plan Sponsors Do Not Feel Prepared for the New Fee Disclosures Rules. Read the press release.

December 5, 2011 
 MONEY MANAGEMENT Executive features interview with Greg Tschider, CEO, and Robert Stebbins, SVP, Verisight, Inc. entitled "401(k) Fee Disclosure to Change DC Game".

December 8, 2011 CFO Breakfast Event - What will health care reform cost your organization in 2014? Michael J. Berman, FSA, MAAA, Consulting Actuary, Verisight, Inc. will present An Actuarial Evaluation of the 2014 Exchanges. Topics covered include: 2014 Employer "Pay or Play" Penalties, Two Current Case Studies, Tax Implications & Salary Considerations. This event is open only to CFOs. For more information or to register for this event, visit http://midamgroup.com/seminars.php


November 21, 2011  Ken Weida, VP, is featured on Employee Benefit Adviser (EBA) podcast Don’t let 2012 be a rude awakening. The podcast focuses on why advisers need to find a trustworthy partner to help plan participants make the right decisions when it comes to their 401(k) plans, and how brokers should specifically approach working with the middle market.